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Making money with your home
 Homeownership can be a terrific financial opportunity. With each mortgage payment, you build home equity and create wealth for yourself. But did you know with an at-home side hustle or passive income opportunity related to your home you can pay your property taxes, homeowners insurance, and even upgrades to your home? Here are a few different ways you can make money with your home:

Get a Roommate
Rent Out Your Yard
Grow a Garden
Create and Sell Products
Offer Extra Space for Storage
Open a Home Studio
Turn Your Home Into a Set
Host Events
Share Your Parking Space
Try Tutoring From Home

Do you have questions? I'd be happy to answer them for you! Give me a call anytime!
Gary 'Mr Action' Fayerman
(403) 620-2800
mraction@telus.net
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Trending Interior Design
I love talking about 2023 interior design trends. Which one is your favorite design trend this year?

➡️ Nature-Inspired Surfaces and Objects
➡️ Sculptural and Curved Furniture
➡️ Dual-Purpose Rooms
➡️ Leather Furniture and Upholstery

Comment below! ⬇️

Want to talk real estate? Give me a shout!
Gary 'Mr Action' Fayerman
(403) 620-2800
mraction@telus.net

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Pros & cons of putting down a bigger down payment
One of the biggest myths of buying a home is that a larger down payment is always better, but that is not necessarily true. It really depends on the person/family and their current financial situation. Here are a few disadvantages of a large down payment:

❌ Longer time to enter the market. The months or years spent saving for a large down payment can delay your chance at homeownership. This means paying rent for that extra time, and if housing prices are rising rapidly in your area, it could result in prices getting away from you.

❌ Less short-term flexibility. Cutting savings to the bone to increase your down payment can backfire, since buying a new home often means dealing with unexpected expenses.

❌ Interference with investments or retirement saving. Money you accumulate for a down payment can take away from money you put toward other goals. For example, you may have to cash in some long-term investments to come up with a down payment, or putting aside money for a home might restrict your retirement or university savings.

❌ Benefits take a while to add up. Many of the benefits of a large down payment reward you more in the long-term than in the short-term, which may not be much use to you if you don't plan to stay in the house long.

Do you have questions? I'd be happy to answer them for you! Give me a call anytime!
Gary 'Mr Action' Fayerman
(403) 620-2800
mraction@telus.net

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Organizing your home on a budget
Why is it important to have an organized home?

❤️ Decluttering Helps Reduce Stress + Anxiety
❤️ Organizing Your Home Saves You Time in the Long Run
❤️ Organizing Teaches Your Kids Good Lessons
❤️ Keeping an Organized Home Saves You Money
❤️ An Organized Home Helps Declutter Your Brain
❤️ An Organized Home Aides in Better Sleep

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net

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List your home with in intention!
To sell your home with intention you want to understand local trends in your market, total cost of selling a home and the best method of selling to meet your goals. Here are a few tips to sell your home for top dollar, no matter the market.

✅ Find the RIGHT agent
✅ Declutter and depersonalize your home
✅ Make minor renovations
✅ Use correct marketing techniques such as: professional photography/videography, social media, listing, flyers, etc.
✅ Have your home "show ready" at all times

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net

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What are seller's biggest downfalls?
Your home is your biggest investment, so it's important to avoid any of these common mistakes when selling:

❌ Not Expecting Home-Selling Costs
❌ Hiring an Inexperienced Real Estate Agent
❌ Selling It By Yourself
❌ Pricing It Wrong
❌ Hiding Major Repairs
❌ Skimping on Staging
❌ Not Clearing the Clutter
❌ Using Listing Photos That Look Bad

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net
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Budget Friendly Bathroom Updates
Refresh your bathroom in a weekend with these affordable makeover ideas. With our simple decor updates and minor renovations, you can bring added style and function to your bathroom without a total overhaul.

✅ Hang Bathroom Wallpaper
✅ Upgrade the Vanity
✅ Tile a Bathroom Backsplash
✅ Try a Two-Tone Paint Treatment
✅ Hang a New Bathroom Mirror
✅ Replace Light Fixtures

What minor makeover idea is your favorite? Comment below! ⬇️

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net

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How to pay off your mortgage faster!
Paying off your mortgage early can help provide you with financial stability, and you may save money in the long term by accruing less interest. Here are some ways you can pay off your mortgage faster:

➡️ Refinance your mortgage. If interest rates decline, you may be able to reduce the amount you pay toward interest by refinancing your mortgage.
➡️ Make extra mortgage payments. Another way you may be able to save money on interest, while reducing the term of your loan is to make extra mortgage payments.
➡️ Make one extra mortgage payment each year. Making an extra mortgage payment each year could reduce the term of your loan significantly.
➡️ Round up your mortgage payments. Another way you can help reduce the term of your mortgage significantly is to round up. When budgeting for your mortgage payment, round up to the next highest $100 amount.
➡️ Try the dollar-a-month plan. Each month, increase your payment by $1. Simply pay $900 the first month, $901 the second month, and so on. For a 30-year, $900-per-month mortgage with a 6% fixed interest rate on a loan of $150,000, you could reduce the term of your mortgage by eight years.

Are you ready to take the plunge in buying or selling? I'd be honored to be your agent! Leave me a comment below, DM me or give me a call at: (403) 620-2800!

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Client Testimonials

I am so thrilled to receive feedback from my clients! I take great pride in my work and my sincerest hope is that it helps each one of my clients accomplish their goals! This feedback has demonstrated that!

I am nothing without my wonderful clients. Thank you for the kind words and trusting me on your journey!

Are you ready to take the plunge in buying or selling? I'd be honored to be your agent! Leave me a comment below, DM me or give me a call at: (403) 620-2800!

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Budget Friendly Bedroom Upgrades
A simple bedroom refresh can make a huge different on a small budget.

Here are a few simple, but affordable ways to revamp your bedroom:
✔️ Switch out accent pillows
✔️ Add a pattern
✔️ Add a feature wall with paint or wallpaper
✔️ Elevate your bedroom's style with molding
✔️ Update the headboard
✔️ Update window treatments

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net

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I have sold a property at 907 Rundle CRESCENT NE in Calgary

I have sold a property at 907 Rundle CRESCENT NE in Calgary. See details here

This stunning infill is ready for possession! This exceptionally modern fully developed 4-bedroom home with 2280 square feet of living space is built with exceptional quality & functionality on a beautiful quiet street with a sunny WEST backyard in the gorgeous city centre community of RENFREW. This Calgary custom home builder takes pride to the next level. Their quality & craftsmanship far exceed so many other builders! This fabulous home boasts a large open concept with a gorgeous kitchen loaded with style & functionality. Features such as QUARTZ COUNTERS, OVERSIZED ISLAND, HIGH-END S.S APPLIANCES including a GAS STOVE, stylish black hardware & faucets, a large pantry, elegant backsplash, built-in microwave, & the MODERN DESIGNED HOOD FAN tops off the elegance of this kitchen. A large mudroom at the rear entrance from the back yard & the double garage has a BUILT-IN CUSTOM BENCH & easy storage. UPGRADED DESIGNER LIGHTING throughout, the modern wide HARDWOOD, & the abundance of natural light from the oversized windows & doors just add to its charm. The dining room, living room & kitchen are all designed for comfort & entertaining. The cozy living room has a stunning TILED GAS FIREPLACE & oversized sliding glass doors leading to your private backyard. The bedrooms are all a generous size & the dream ensuite is absolutely gorgeous, it comes with an OVERSIZED GLASS SHOWER, incredible tiling throughout, & a large soaker tub just waiting to pamper you! The master bedroom has a stunning feature wall, an inset ceiling, & an incredible walk-in closet. There's UPSTAIRS LAUNDRY TOO! The FULLY DEVELOPED LOWER LEVEL is large, modern, & open, it includes a beautiful rec room, bedroom 4 with an awesome walk-in closet, & another full bathroom. It also has oversized windows for tons of natural light. The home is also designed with "PRE-SUITE-ROUGH-INS" for a legal basement suite (subject to approval & permitting from the City) the home comes with SEPARATE FURNACES one for the main living & the other for the basement, the SEPARATE ENTRANCE is pre-designed & easy to be installed by the staircase, as well, the kitchen hook-ups are already in place and ready whether you chose to have it completed now or in the future, this is a FANTASTIC RESALE FEATURE! There is soundproofing in the ceiling of the basement, & the drywall is "hung" on metal It's not on the joists which makes it much more soundproof. An awesome DETACHED garage & soon-to-be newly landscaped backyard (sod will be installed in Spring 2023). This home already comes with an array of high-quality features but we can't forget the inner city location, It boasts incredible amenities including its distance to the city centre, transit, schools, shopping & tons more amenities. THE EXTERIOR CABLES ARE IN THE PROCESS OF BEING RELOCATED!

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Bad Credit Habits to Avoid!
Credit cards can be beneficial tools when used responsibly, but they can wreak havoc on your credit score and financial health when used the wrong way. Here some bad credit card habits you should avoid if you want to make the most of your credit cards.
❎ Making late payments
❎ Paying only the minimum due
❎ Taking out cash advances
❎ Using the wrong credit card
❎ Closing older credit card accounts
❎ Not repaying the balance during a 0% promotional APR offer
❎ Buying things you can’t afford

Are you looking to buy or sell? Give me a call anytime!
Gary "Mr. Action" Fayerman
(403) 620-2800
mraction@telus.net

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.